Kuyhwon Tay Kuyhwon Tay Author
Title: 大马热门信用卡:Maybankard 2 Gold Card
Author: Kuyhwon Tay
Rating 5 of 5 Des:
近来在马来西亚最热门的信用卡莫属 Maybankard 2 Gold Card 了。用户可以在申请时得到 2 种卡(主卡和副卡),分别是 Maybankard 2 American Express®...
近来在马来西亚最热门的信用卡莫属Maybankard 2 Gold Card了。用户可以在申请时得到2种卡(主卡和副卡),分别是Maybankard 2 American Express® Card Maybankard 2 MasterCard

Maybankard 2 Gold Card之所以热门的原因是每月低收费和拥有先进回扣。以下为这款信用卡的好处和申请资格。符合资格的人士也许可能考虑Maybankard 2 Gold Card。持有多张卡,不如持有一张好卡!



好处 / Benefits

1. 用户可以通过一次过的申请得到2种卡,主卡和副卡。

The benefits of two cards, Maybankard 2 American Express® Card and Maybankard 2 MasterCard, in one sign up and one statement.


2. 用户在使用信用卡(Maybankard 2 American Express Card)消费时可得到5x TreatsPoints,政府、教育和保险消费除外。

5x TreatsPoints for all spend on your Maybankard 2 American Express Card in Malaysia or anywhere else in the world except Government Bodies, Education Institutions and Insurance Provider.


3. 用户在使用信用卡(Maybankard 2 American Express Card)消费政府、教育和保险时可得到2x TreatsPoints。而,使用信用卡(Maybankard 2 MasterCard/Visa Card)消费时可得1x TreatsPoints

2x TreatsPoints for every RM1 spend on your Maybankard 2 American Express Card at Government Bodies, Education Institutions and Insurance Providers. 1x TreatsPoints for all spend on your Maybankard 2 MasterCard/Visa Card.


3. 用户在使用信用卡(Maybankard 2 American Express Card)可获5%周末现金回扣。不过从81日开始,5%现金回扣将改成5%周末餐饮现金回扣。

5% Weekend cash back when spend on Maybankard 2 American Express Card.Starting from 1 August 2015, the 5% Weekend Cashback Card Benefit will no longer applicable for Maybank2 American Express. The 5% Weekend Cashback will be replace with 5% Weekend Dining Cashback.


4. 信用卡收费最低从8.88%起。
Finance charge as low as 8.88%* per annum on your outstanding balance.


申请资格 / Who can apply?
1. 马来西亚公民,年薪最低3万令吉。
Malaysians with a minimum annual income of RM30,000

2. 主卡持有人必须21岁至65岁。
Principal cardholders: those between 21 to 65 years old

3. 副卡只有人必须18岁至65岁。
Supplementary cardholders: 18 years old to 65 years old


申请所需文件 / Required Documents
Please include the following with your application form:

受雇人士 / If you are salaried employee:
a. Copy of NRIC (both sides) or Passport
b. Latest 3 months' salary slips
c. Latest 6 months' savings account activity/current account statements

自雇人士 / If you are self-employed:
a. Copy of NRIC (both sides) or Passport
b. Income Tax Return (Form B/Latest EA form)
c. Copies of Business Registration Certificate/Trading License/ Form 9, Form 24, Form 49
d. Latest 6 months' company/personal Bank Statements

外籍人士 / If you are an expatriate:

a. Letter from employer confirming duration of employment contract in Malaysia


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